We use read-only access to your business bank account to help us analyze your business and set a credit limit so you can fund your invoices. Your bank transaction data helps us assess your business' health and maintaining that link helps us to regularly review your account for limit increases.
Maintaining the bank link also helps us be proactive about making sure your advances are getting to you, and that you have enough funds to debit your weekly repayments, so you don't get dinged for pesky NSF fees and penalties.
The bank link is done through one of our third-party integration providers, Finicity or Flinks, depending on who you bank with. We and these partners use bank-level SSL (SHA-256) encryption and we never see or have access to any of your login credentials, including your username and password. This eliminates the need for paperwork, enabling automated funding when you need it.