We do not do a hard credit check, nor do we require any collateral up front. However as your credit limit increases we may reach out and ask for further documentation to better assess the credit risk and provide you with a higher limit.
For larger funding amounts, the documents we may require include:
- Last year and current year to date financials
- Balance sheet
- Income statement
- AR and AP aging report
- (Statement of cash flow)
We’ll always be transparent and make sure we’re on the same page about what is required and why. To request a higher amount, start chatting with a FundThrough rep. You can also give us a call at , or email us at [email protected].